Something Purple's Detour

Hubby and I had a long talk this morning about him getting a car for me. I personally want (and need) to have one but up to now, I still don't have the confidence to take the driving test here. In the end I told hubby that it's not practical for us to get a car for me, because aside from the monthly car amortization we have to pay, we also have to think about the pricey car insurance which is not part of the car's amortization. Until I get my driving license here, I will remain car-less.