worst nightmare

You know what to me is the worst nightmare of all? It is to be in a big debt hole! Although there are a lot of credit card debt help out there, financial debts are really nightmares for me. Just imagine, not knowing where to get debt payments and not being able to sleep well because of unaccounted debts, oh boy, even your family members will be affected by this big disaster. I might say that during my younger years, I was too reluctant with my expenditures that I have learned to be financially wise now that I am married. I just hope this continues and I won't be easily tempted by my wants and things I drool often in this site LOL!